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On financial pyramid, preparing emergency funds is a basic need that must be fulfilled first. The amount of emergency funds that must be owned is minimum 3x monthly expenses (without dependents).... Read More
Seringkali kita mengatur keuangan bulanan sedemikian rupa untuk pengeluaran bulanan, kewajiban, dan investasi jangka panjang. Namun, kita sering juga mengesampingkan persiapan dana cadangan kita.... Read More