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On financial pyramid, preparing emergency funds is a basic need that must be fulfilled first. The amount of emergency funds that must be owned is minimum 3x monthly expenses (without dependents).... Read More
Vacation is one of the primary needs. Even just staycation, going to local tourist objects, out of town or abroad. But, the government suggests to postponed your vacation plan during this pandemic... Read More
Nowadays, the better standard of living, the living expenses are higher too. Besides a focus on daily needs, we must start preparing for future spending plans. How to start it? What kind of... Read More
